Loan with guarantee of property in Creditars
Getting credit from a more traditional financial institution is not a very easy task, either because of the bureaucracy involved in the negotiation or because of the required guarantees and credit analysis that banks do. In contrast, fintechs are further expanding their influence in the market by offering great products, such as the secured loan with Creditars.
Fintechs are companies that work 100% through the internet, offering credit lines for various types of people, as is the case with Creditars. Formerly called BankFacil, the company offers its customers great secured loan products where there is a low addition of interest, such as the mortgage case.
What is this line of credit and how does it work
Real estate refinancing, as mortgage is also known, is a type of credit line widely used in the United States and, because it is little known in the country, it ends up not being much sought after. However, over time, this loan is falling in the taste of the Brazilians, mainly for accounts of the great advantages that the product offers.
When you mortgage a property, the client is providing a property, which can be either a residence or a commercial room, as a way to guarantee your payment. Because of this, many clients hesitate at the time to ask for real estate refinancing, afraid of losing their residence or the seat of their company.
But what clients do not see are the benefits that exist in the mortgage, which end up making it very difficult to lose the property, as in the case of the secured loan with Creditars. When using a property in the negotiation, the company manages to offer the lowest rates of interest existing in the market, being able to offer from 1.09% of interest per month, plus the IPCA.
The company offers clients the chance to obtain a loan of up to 60% of the total value of the property involved in the negotiation, with a minimum value of R $ 30 thousand. It is still possible to finance the entire loan from 60 to 180 months, making the client up to 15 years to repay the debt. However, the best thing about this type of credit line is that it can be used for various situations.
Utilities of the loan with guarantee of property in Credits
When talking about mortgage, one is talking about a line of credit with great amounts involved, because of this, the real estate renegotiation can be used for the most diverse types of situations. Many people are looking for this line of credit to be able to pay off other debts, keeping only the current funding and fixing their financial health.
In addition, it is possible to use mortgage money to invest in some establishment or to perfect the enterprise’s production processes. It is also valid to use the amount for home repairs or emergency situations. By having low interest rates and just an imposition, which is owning a property, this product is highly suitable for business owners.
This means that because of the diversity of situations where it is possible to use mortgage money, this line of credit has been winning more customers and growing every day. In order to contract the loan with guarantee of property in Creditars, the interested party must access the site, where it is possible to simulate all the negotiation and to contract the line of credit.